Focus Services Financiers (“FSF”) maintains this website for your personal entertainment, information, education, and communication.

Your access and use of the website is subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the website, you accept, without limitation or qualification, the Terms and Conditions.

  1. While FSF uses reasonable commercial efforts to include up-to-date and accurate information on the website, FSF in no way warrants the accuracy of such information, nor does FSF assume any liability or responsibility for any errors or omissions contained on the website.

Furthermore, FSF makes no warranty that your browsing of materials displayed on the website will not infringe rights of third parties not owned by FSF.

  1. Your browsing of the website is done at your own risk. Neither FSF nor any other party involved in creating, producing, or delivering the website shall be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the website. In addition, FSF does not assume any responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials from the website. Any unauthorized use by you of any information on the website or of any FSF trade mark or other intellectual property right is strictly prohibited.
  2. FSF may at any time revise these Terms and Conditions. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions.

Privacy statement

FSF may collect and store any information you enter on FSF’s website, or provide to FSF in offline contacts FSF may have with you. As a result, information is collected from visitors to the website, including but not limited to, in the following areas: e-mails; surveys; employment applications; discussion forums; registration forms; order forms.

Furthermore, when you browse FSF’s website, you and your web browser may also transmit information that FSF automatically collects. This information may be combined with other personal information you have provided. The only other type of information automatically provided to FSF is the type of computer, operating system and browser you are using. This information is provided by your browser, which FSF may use to improve the performance of its website.

FSF may also place small data files, called “cookies,” in the browser file of your computer’s hard drive. These cookies automatically identify your browser to FSF’s server whenever you interact with FSF’s website. FSF uses the cookies to record website data. Most browsers automatically accept the cookies, but you usually can change your browser setting to prevent the acceptance of cookies. Please be aware that certain web pages may not function properly if you choose not to accept cookies.